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      <image:title>2020 Transaction - South San Francisco, CA 94080 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/2020-transaction/mehlwdluf0haal5kte2qixuouffe6o</loc>
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      <image:title>2020 Transaction - Danville, CA 94526 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/2020-transaction/knix9f743771u4a1b3gtov6qcpkmiq</loc>
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      <image:title>2020 Transaction - San Francisco, CA 94116 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/2020-transaction/dublin-ca-94568</loc>
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    <lastmod>2022-01-11</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1f171b56-28ff-4162-99e0-7362dda77734/40904623_2.jpg</image:loc>
      <image:title>2020 Transaction - Dublin, CA 94568 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/2020-transaction/zcqcehmq2z3qb0it1vs7fcdgy2ivlf</loc>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/a93d72fd-bae9-4a21-9815-65ea903d9a2b/Capture.JPG</image:loc>
      <image:title>2020 Transaction - Elk Grove, CA 95758 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/2020-transaction/sacramento-ca-95835-1</loc>
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    <lastmod>2022-01-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/93487307-1a90-4ac3-9591-ca72121c1a15/Capture.JPG</image:loc>
      <image:title>2020 Transaction - Sacramento, CA 95835 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/2020-transaction/sacramento-ca-95835</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2022-01-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/2b307d77-6a86-45e9-99c2-2dd646b4f936/Capture.JPG</image:loc>
      <image:title>2020 Transaction - Sacramento, CA 95835 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/2020-transaction/category/FUNDED</loc>
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  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/home</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2025-04-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643158743972-03H60SE184H6MFVB8IZU/unsplash-image-dDYRYivNzbI.jpg</image:loc>
      <image:title>Hansen Li - Loan Officer &amp; Real Estate Agent - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/buyers</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-02-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643223457719-VJXMJ9FQT9SSR1SJYTT2/unsplash-image-45Do2rmZk3E.jpg</image:loc>
      <image:title>Buyers - STEP 9: FINISH PAPERWORK</image:title>
      <image:caption>I’ll take care of many of the administrative details on your behalf. I’ll work with the seller’s agent and your mortgage lender to ensure that all the necessary paperwork has been completed and submitted.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643160009006-U3HQH8PWSG2OVENXP8E1/unsplash-image-QHDFm084RNk.jpg</image:loc>
      <image:title>Buyers - STEP 4: CHOOSE A REAL ESTATE AGENT</image:title>
      <image:caption>Can you shop for, look at, and ultimately make an offer on a home without a real estate agent? Technically yes, but why would you when it costs you nothing for an agent like me to take much of the stress off your shoulders? Not only will I help identify properties you might be interested in, arrange showings, and ultimately handle the offer process, but I also have a knowledge of the market that you don’t possess. I may be able to steer you away from certain homes or neighborhoods, suggest hidden gems, or give you pointers that will help you find your dream home for the right price.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643220863459-SRF44LMZC4KW8NPG1O7S/unsplash-image-9rYfG8sWRVo.jpg</image:loc>
      <image:title>Buyers - STEP 5: FIND THE RIGHT HOME</image:title>
      <image:caption>This should be the most enjoyable step of the entire process (other than moving in!) To begin, I take the time to learn what you really want in a home. I look at your needs and desires, and help you determine the price range within which you should shop. Then I show you properties that meet that criteria – including new listings the moment they come on the market. As your agent, I look out for your best interests. For example, I provide you with in-depth property details of each home you view, point out desirable features you may not notice and identify potential concerns you may have overlooked.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643159339894-WLEMTP8O35EAY2QWS1W5/unsplash-image--dcznEJPmsk.jpg</image:loc>
      <image:title>Buyers - STEP 2: DECIDE ON YOUR BUDGET</image:title>
      <image:caption>Notice I said to decide on your budget—not determine how much the mortgage company will give you. In many cases, a mortgage company will pre-approve you for more than you’re comfortable spending, which is why you need to determine the monthly payment you feel comfortable with before talking to a lender. This likely includes doing a full household budget and taking into consideration what changes other than a mortgage payment will occur once you move into your new home. If you’ve lived in an apartment or with roommates, you may overlook new expenses like garbage, water, or HOA fees that could easily blow your budget.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643159883669-15L1P3NT8QTB2US0CVXB/unsplash-image-XcVm8mn7NUM.jpg</image:loc>
      <image:title>Buyers - STEP 3: GET PREQUALIFIED</image:title>
      <image:caption>Just because you think you can afford a certain payment every month doesn’t mean the mortgage company will agree. Just as they may approve you for too large of an amount, they may also approve you for a lesser amount or deny you a mortgage altogether. Lack of time at a job, insufficient credit, past bankruptcies, or other financial issues can cause major problems when trying to secure a mortgage. Before you get your heart set on a home, talk to a mortgage professional to find out what amount you can qualify for. This will also be an advantage when you make an offer on a home, as some sellers won’t entertain offers from those who aren’t already prequalified for a loan.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643222144195-UJVDC7OXOU7PC51INO03/unsplash-image-79NjpXDOJU8.jpg</image:loc>
      <image:title>Buyers - STEP 6: MAKE AN OFFER</image:title>
      <image:caption>When you view a home on the market that you really want, you can hardly wait to be handed the keys. In fact, you may worry that the property will somehow slip through your fingers. Don’t be. You’ve got an expert by your side. Me. My job, as your real estate agent, is to ensure you get that home – and at a price that works for you. The first step is preparing the Offer. This is the document I present to the seller that basically states the price you’re offering, as well as any conditions. The price we go in with is critical. You want it to reflect the true market value of the property so the seller will take your offer seriously. On the other hand, you don’t want to go in too high and risk overpaying for the home. Don’t worry. I know how to prepare a winning offer and get you the property at the lowest possible price. In fact, I look after your interests throughout the entire process.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643223067452-J12DR93803AGPKSNVSKC/unsplash-image-OHS6jMpuUnM.jpg</image:loc>
      <image:title>Buyers - STEP 7: SELECT YOUR LOAN</image:title>
      <image:caption>Now is the time to go back to the mortgage lender who pre-approved or pre-qualified you and choose your mortgage. You will be presented with various options based on your unique financial situation, including fixed-rate, variable-rate, 15-year, 30-year, or special programs such as VA loans or FHA loans. Work with your mortgage lender to select the option you feel the most comfortable with.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643222529318-83UNNYETBNJRW57TK3JR/unsplash-image-EFV7e9r7Dfg.jpg</image:loc>
      <image:title>Buyers - STEP 8: GET A HOME APPRAISAL</image:title>
      <image:caption>Your lender will have your new home appraised so they have their independent value of it. The appraisal is to ensure that all parties involved are paying a fair price for the house.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643159439986-6XE0CRVNFYBDHRX5I0QD/unsplash-image-TX6dBiMwBV0.jpg</image:loc>
      <image:title>Buyers - STEP 1: RESEARCH</image:title>
      <image:caption>Do you already know where you want to buy? If you want a condo, townhome, or single-family home? Which features do you like and dislike? What’s available on the market now? If you answered no to any of these questions, now is the time to start researching. In addition to looking for homes that interest you, also take note of any changes in asking prices. This could give you valuable insight into housing trends in specific neighborhoods and help you when the time comes to make an offer.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/buyers-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-02-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643227452160-F23W2YKWFTVT2REOB32U/unsplash-image-88iWpg2RFUg.jpg</image:loc>
      <image:title>Sellers - STEP 1: UNDERSTAND WHY YOU'RE SELLING</image:title>
      <image:caption>What do you want to accomplish with the sale of your home? Do you want to make a certain amount of money that you can put toward a larger or nicer home? Do you need to sell it as soon as possible to facilitate a move to a new city or area? Once you understand your needs, you can better craft your offer. For example, if you need to sell quickly, you might want to price your home lower than if your goal is to make a certain profit margin. Make sure you convey these needs to your realtor once you choose one so he or she can adjust your selling price accordingly.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1707013912390-H3VOUTGTK2I279DM77WJ/image-asset.jpeg</image:loc>
      <image:title>Sellers - STEP 3: START PREPARATIONS</image:title>
      <image:caption>If you’ve kept your home in showroom condition since you’ve lived in it, you’re in the minority of homeowners. Once you price your home, it’s time to start getting it ready to be shown to potential buyers. This includes getting rid of clutter, depersonalizing the space so that buyers can envision themselves in the space, making any small repairs, and doing a deep clean to make sure your home is in pristine condition.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1642809259552-8AZCWDCE33CBL673KZUR/unsplash-image-5fNmWej4tAA.jpg</image:loc>
      <image:title>Sellers - STEP 5: EVALUATE OFFERS</image:title>
      <image:caption>Receiving an offer is an exciting part of the process, but it doesn’t mean the journey is over. We will evaluate each offer and make sure the party making the offer is prequalified or pre-approved by a mortgage lender and that their offer is acceptable to you. If the offer is too low, you can make a counter-offer or offer other ways to bridge the gap, such as covering some or all of the closing costs, making repairs, adjusting the move-in date, or leaving some appliances or fixtures for the new buyer.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1707014076543-NEYFJJ89IQ3WPHE1SZTF/image-asset.jpeg</image:loc>
      <image:title>Sellers - STEP 4: DEVELOP A MARKETING STRATEGY</image:title>
      <image:caption>I will develop a marketing strategy that is perfect for advertising your home. This involves listing the home and then driving the right people to that listing through social media campaigns, agent-to-agent referrals, traditional media, or SEO advertising. My team creates a marketing campaign that aims to get the most possible traffic to your listing in the first three weeks after becoming a client.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1642810218869-C0210ULXTX1K3O22ENYU/unsplash-image-rgJ1J8SDEAY.jpg</image:loc>
      <image:title>Sellers - STEP 8: CLOSE</image:title>
      <image:caption>You’ve reached the last step in the seller’s process. When you close on a home you are selling, you are legally transferring ownership of the property to the new buyer. We will meet with the company closing the transaction to sign the final paperwork and go over any issues that have not yet been taken care of. During this time, you can also make plans with your realtor to handle final details such as canceling utilities, cable, and lawn or trash services, changing the name on accounts that the new owner is retaining and ensuring the new owner has instructions for all appliances that will remain in the home.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1642810118498-D6ACUV18QPAVAMF415IY/unsplash-image-L7EwHkq1B2s.jpg</image:loc>
      <image:title>Sellers - STEP 7: GET READY TO CLOSE</image:title>
      <image:caption>You have accepted an offer and are now very close to the end of your selling journey. But first, you and the buyer must make a list of what needs to be done before closing. In some cases, your home may need to be formally inspected, surveyed, and appraised. In other cases, major or minor repairs will need to be made before the house can close. I will head up efforts to develop and execute this list, get each action item paid for by the correct party, and make sure everything is in order by the closing date. A few days before the closing date, we will call the company closing the transaction to make sure everything is ready to go. If you haven’t done so already, you also need to make arrangements to move out of the home so the new buyer can take possession.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1642809594283-V3YIJ0R490KN0265R2BF/unsplash-image-NbtIDoFKGO8.jpg</image:loc>
      <image:title>Sellers - STEP 6: ACCEPT AN OFFER</image:title>
      <image:caption>Once we deem the offer is acceptable, we will review the proposed contract to make sure it’s all in order and includes the necessary components such as deposit amount, down payment, financing, inspection rights and repair allowances, contingencies, settlement date, and a list of fees and who will pay them. When both parties have agreed to the term, a final contract will be prepared by your agent.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1707014019001-NUN03HXR4PK3EKF4UHNT/image-asset.jpeg</image:loc>
      <image:title>Sellers - STEP 2: DETERMINE SELLING PRICE</image:title>
      <image:caption>Knowing how to price your home is one of the most important parts of the selling process. When you set a fair price in the beginning, you’ll get the most interest from other real estate agents and prospective buyers. Overpricing your home could lead to reduced interest, and underpricing leads to receiving less than what your home is worth. Working with a real estate agent is the best way to determine the right selling price for your home. An agent with experience can determine what other comparable homes are selling for, evaluate the current market, and may even suggest a home appraisal.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/mortgageloans</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-02-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643158364579-IZ1J76GDZXZRZB1LM31O/unsplash-image-vwaTtIhCjVg.jpg</image:loc>
      <image:title>Mortgage Loans - Conventional Loans</image:title>
      <image:caption>This is the most common type of loan. Typically require a 20% down payment. However, we can also make it as little as to 5% down payment (mortgage insurance required).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1641544631521-4U3GYK0A28SDAT3NEKMW/unsplash-image-1sCXwVoqKAw.jpg</image:loc>
      <image:title>Mortgage Loans - FHA Loans</image:title>
      <image:caption>For people with limited credit. The minimum down payment is 3.5%.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1641545668423-3DSVKHVQ8REQ4IE910GX/unsplash-image-Y_x747Yshlw.jpg</image:loc>
      <image:title>Mortgage Loans - Alternative Financing Options</image:title>
      <image:caption>This is our specialty. We have various of creative financing options.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643158307843-3KTJDLK7YT83DFLAFV2W/unsplash-image-1tK1Fkrn34A.jpg</image:loc>
      <image:title>Mortgage Loans - Hard Money Loans</image:title>
      <image:caption>For people want to close deals quick, and for properties with poor conditions.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1641545587112-UGNWN8S7Z539Y1ZNO33W/unsplash-image-rItGZ4vquWk.jpg</image:loc>
      <image:title>Mortgage Loans - Jumbo Loans</image:title>
      <image:caption>For people living in high cost of living area.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/todays-rates</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-01-07</lastmod>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/home-2</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-01-07</lastmod>
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      <image:title>Home - Our Organization</image:title>
      <image:caption>Find out about our mission, methods, and the results of our decades of advocacy.</image:caption>
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      <image:title>Home - Take Action</image:title>
      <image:caption>Ready to take the next step? You can become a contributor to our cause, or participate yourself.</image:caption>
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  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/take-action</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-01-07</lastmod>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/about-us</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-04-18</lastmod>
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  <url>
    <loc>https://www.hansenlirealestate.com/recent-closes</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-05-11</lastmod>
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  <url>
    <loc>https://www.hansenlirealestate.com/home-value</loc>
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    <lastmod>2022-01-09</lastmod>
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    <loc>https://www.hansenlirealestate.com/083079824294</loc>
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    <lastmod>2024-02-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643322292943-SQZDKAEZ6QLJJEM5XXSH/unsplash-image-5fNmWej4tAA.jpg</image:loc>
      <image:title>卖家 - 第 5 步：评估报价</image:title>
      <image:caption>收到报价是这个过程中令人兴奋的一部分，但这并不意味着旅程已经结束。 我们将评估每个报价，并确保提出报价的一方已通过贷款机构的资格预审或预先批准，并且他们的报价是您可以接受的。 如果报价太低，您可以提出还价或提供其他方式来弥补差距，例如支付部分或全部关闭成本、进行维修、调整入住日期或留下一些电器或固定装置 对于新买家。</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643322247157-YV6BOZ1UXJCILRJTRXE2/unsplash-image-ztWpwTEx728.jpg</image:loc>
      <image:title>卖家 - 第 4 步：制定营销策略</image:title>
      <image:caption>我将制定一个非常适合为您的房屋做广告的营销策略。 这包括列出房屋，然后通过社交媒体活动、代理对代理推荐、传统媒体或 SEO 广告将合适的人带到该列表。 我的团队创建了一个营销活动，旨在在成为客户后的前三周内为您的列表获得尽可能多的流量。</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643322126409-HB8AK8LLBWU56ZJ7TUBG/unsplash-image-88iWpg2RFUg.jpg</image:loc>
      <image:title>卖家 - 第 1 步：了解您为什么要出售</image:title>
      <image:caption>你想通过出售你的房子来完成什么？ 你想赚一些钱来买一个更大或更漂亮的房子吗？ 您是否需要尽快将其出售以方便搬到新的城市或地区呢？ 一旦您了解了您的需求，您就可以更好地制定您的出售价。 例如，如果您需要快速出售，您可能希望将您的房屋定价低于您的目标价。 一旦您选择决定好，请确保您将这些需求传达给您的房地产经纪人，以便他或她可以相应地调整您的售价。</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643322316738-9DMSAFFKD9UUBMEOXH0N/unsplash-image-NbtIDoFKGO8.jpg</image:loc>
      <image:title>卖家 - 第 6 步：接受报价</image:title>
      <image:caption>一旦我们认为报价是可以接受的，我们将审查提议的合同以确保一切正常，并包括必要的组成部分，例如押金、首付、融资、检验权和维修津贴、意外事件、结算日期和清单 费用以及谁来支付费用。 当双方同意条款后，您的代理人将准备最终合同。</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643322377476-XM1VZWI5CL0FGN13MO2Z/unsplash-image-rgJ1J8SDEAY.jpg</image:loc>
      <image:title>卖家 - 第 8 步：成交</image:title>
      <image:caption>您已到达卖方流程的最后一步。 当您成交您要出售的房屋时，您就是在合法地将房产的所有权转让给新买家。 我们将与完成交易的公司会面，签署最终文件，并审查任何尚未解决的问题。 在此期间，您还可以与您的房地产经纪人制定计划以处理最终细节，例如取消水电、上网和院子或垃圾服务，更改新的所有者保留的帐户名称，并确保新所有者了解所有电器的使用说明 那将留在家里。</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643322211763-2278C68F2YB3TJWTVTTB/unsplash-image-pMidin9x1nE.jpg</image:loc>
      <image:title>卖家 - 第 3 步：开始准备工作</image:title>
      <image:caption>如果您是以自住来将房屋保持在陈列室状态，那么您就是少数房主。 一旦您为您的房子定价，是时候开始准备向潜在买家展示它了。 这包括清理杂乱，使空间去个性化，以便买家可以在空间中想象自己，进行任何小修，以及进行深度清洁以确保您的房屋处于原始状态。</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643322354831-9OWOV7SZHQVPMVYZX2O0/unsplash-image-L7EwHkq1B2s.jpg</image:loc>
      <image:title>卖家 - 第 7 步：准备关闭</image:title>
      <image:caption>您已接受报价，现在非常接近您的销售旅程的终点。 但首先，您和买家必须列出关闭前需要做的事情。 在某些情况下，您的房屋可能需要进行正式检查、调查和评估。 在其他情况下，需要在房屋关闭之前进行大修或小修。 我将带头制定和执行这份清单，让正确的一方为每个行动项目付费，并确保在截止日期前一切都井井有条。 截止日期前几天，我们将致电完成交易的公司，以确保一切准备就绪。 如果您还没有这样做，您还需要安排搬出房屋，以便新买家可以占有。</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643322156777-F9Q99Y4RMF6WD34DIEI1/unsplash-image-jAA2EzcPJYU.jpg</image:loc>
      <image:title>卖家 - 第 2 步：确定售价</image:title>
      <image:caption>了解如何为您的房屋定价是销售过程中最重要的部分之一。 当您在开始时设定一个公平的价格时，您将获得其他房地产经纪人和潜在买家的最大兴趣。 高估您的房屋价格可能会导致利息减少，而低估您的房屋价格会导致收到的收入低于您的房屋价值。 与房地产经纪人合作是确定房屋正确售价的最佳方式。 有经验的代理人可以确定其他类似房屋的售价，评估当前市场，甚至可以建议房屋评估。</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/471827201609</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-02-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643158942754-18KQOT2M2C6KU3R9W9TA/unsplash-image-vwaTtIhCjVg.jpg</image:loc>
      <image:title>贷款计划 - 常规贷款</image:title>
      <image:caption>这是最常见的贷款类型。 通常需要 20% 的首付。 但是，我们也可以低至 5% 的首付（需要贷款保险）。</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1641545587112-UGNWN8S7Z539Y1ZNO33W/unsplash-image-rItGZ4vquWk.jpg</image:loc>
      <image:title>贷款计划 - 巨额贷款</image:title>
      <image:caption>对于生活在高成本地区的人们。</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1641545668423-3DSVKHVQ8REQ4IE910GX/unsplash-image-Y_x747Yshlw.jpg</image:loc>
      <image:title>贷款计划 - 替代融资方案</image:title>
      <image:caption>这是我们的专长。 我们有各种创造性的融资选择。</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1641544631521-4U3GYK0A28SDAT3NEKMW/unsplash-image-1sCXwVoqKAw.jpg</image:loc>
      <image:title>贷款计划 - FHA 贷款</image:title>
      <image:caption>对于信用有限的人。 最低首付为3.5%。</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643158963200-W1DG1WROA9UX0EGP14XH/unsplash-image-1tK1Fkrn34A.jpg</image:loc>
      <image:title>贷款计划 - 硬通货贷款</image:title>
      <image:caption>对于想要快速完成交易的人，以及条件差的房产。</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/page-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-02-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643222144195-UJVDC7OXOU7PC51INO03/unsplash-image-79NjpXDOJU8.jpg</image:loc>
      <image:title>买家 - 第 6 步：出价</image:title>
      <image:caption>当您在市场上看到您想要的房屋时，您迫不及待地想要拿到钥匙。 事实上，您可能会担心该物业会以某种方式从您的指尖溜走。 不用担心，你身边有一位专家- 我- 作为您的房地产经纪人，我的工作是确保您以适合您的价格买到房子。 第一步是准备报价。 这是我提交给卖家的文件，基本上说明了您提供的价格以及任何条件。 我们的价格很关键。 您希望它反映房产的真实市场价值，以便卖家认真对待您的报价。 另一方面，您不想进入过高的价格并冒着为房屋多付的风险。 别担心。 我知道如何准备中标并以尽可能低的价格为您提供房产。 事实上，我会在整个过程中照顾到您的利益。</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643160009006-U3HQH8PWSG2OVENXP8E1/unsplash-image-QHDFm084RNk.jpg</image:loc>
      <image:title>买家 - 第 4 步：选择房地产经纪人</image:title>
      <image:caption>您可以在没有房地产经纪人的情况下购买、并查看最终出价吗？ 从技术上讲是可以的，但是当像我这样的经纪人你不花任何钱来减轻你肩上的大部分压力时，你为什么要这样做呢？ 我不仅会帮助您确定您可能感兴趣的房产、安排展示并最终处理报价流程，而且我还了解您不具备的市场知识。 我可能会引导您远离某些家庭或社区，建议隐藏的宝石，或为您提供指导，帮助您以合适的价格找到您梦想中的家。</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643222529318-83UNNYETBNJRW57TK3JR/unsplash-image-EFV7e9r7Dfg.jpg</image:loc>
      <image:title>买家 - 第 8 步：房屋估价</image:title>
      <image:caption>您的贷方将对您的新房进行评估。 评估是为了确保所有相关方为房屋支付公平的价格。</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643159439986-6XE0CRVNFYBDHRX5I0QD/unsplash-image-TX6dBiMwBV0.jpg</image:loc>
      <image:title>买家 - 第一步: 研究</image:title>
      <image:caption>您已经知道要在哪里购买了吗？ 如果您想要公寓、联排别墅或独户住宅， 您喜欢和不喜欢哪些设置呢？ 现在市场上有什么呢？ 如果您对这些问题中的任何一个回答是“否”，那么现在是开始研究的时候了。 除了寻找您感兴趣的房屋外，还要注意要价格的任何变化。 这可以让您深入了解特定社区的住房趋势，并在您出价时为您提供帮助。</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643220863459-SRF44LMZC4KW8NPG1O7S/unsplash-image-9rYfG8sWRVo.jpg</image:loc>
      <image:title>买家 - 第 5 步：找到理想的家</image:title>
      <image:caption>这应该是整个过程中最令人愉快的一步（除了搬进去）！ 首先，我会花时间了解您在家里真正想要什么。 我会查看您的需求和意愿，并帮助您确定您应该购物的价格范围。 然后，我会向您展示符合该标准的房产——包括上市时的新房源。 作为您的代理人，我会照顾您的最大利益。 例如，我会为您提供和查看每个房屋的详细房产信息，指出您可能没有注意到的功能，并指出您可能忽略的潜在问题。</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643223067452-J12DR93803AGPKSNVSKC/unsplash-image-OHS6jMpuUnM.jpg</image:loc>
      <image:title>买家 - 第 7 步：选择贷款计划</image:title>
      <image:caption>现在是时候回到预先批准或资格预审的贷款机构了。 我将会根据您的财务状况为您提供各种选择，包括固定利率、浮动利率、15 年期、30 年期或特殊计划，例如 VA 贷款或 FHA 贷款。 与您的抵押贷款机构合作，选择您觉得最适合的计划。</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643223457719-VJXMJ9FQT9SSR1SJYTT2/unsplash-image-45Do2rmZk3E.jpg</image:loc>
      <image:title>买家 - 第 9 步：完成贷款</image:title>
      <image:caption>我将代表您处理许多贷款细节。 我将与卖方经纪人和您的贷款机构合作，以确保所有必要的文件和手续工作都提交并完成。</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643159339894-WLEMTP8O35EAY2QWS1W5/unsplash-image--dcznEJPmsk.jpg</image:loc>
      <image:title>买家 - 第二步: 决定预算</image:title>
      <image:caption>注意我说是要决定你的预算——而不是决定贷款公司会给你多少钱。 在许多情况下，贷款公司会预先批准您超出您愿意支出的金额，这就是为什么您需要在与贷方交谈之前确定您愿意接受的每月还款额。 这可能包括制定完整的家庭预算，并考虑到您搬入新家后会发生哪些变化，而不是按揭付款。 如果您住在公寓里或与室友住在一起，您可能会忽略垃圾、水或公共管理费等新费用，这些费用很容易超出您的预算。</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643159883669-15L1P3NT8QTB2US0CVXB/unsplash-image-XcVm8mn7NUM.jpg</image:loc>
      <image:title>买家 - 第三步: 获得预审</image:title>
      <image:caption>仅仅因为你认为你每个月都能负担得起一定的费用并不意味着贷款公司会同意。 正如他们可能会批准您的金额太大一样，他们也可能会批准您的金额较小或完全拒绝您的贷款。 在试图获得抵押贷款时，工作时间不足、信用不足、过去的破产或其他财务问题可能会导致重大问题。 在您决定买房之前，请咨询贷款专业人士，了解您有资格获得多少金额。 当您对房屋提出报价时，这也是一个优势，因为一些卖家不会接受那些尚未获得贷款资格预审的人的报价。</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/home-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-01-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1643158743972-03H60SE184H6MFVB8IZU/unsplash-image-dDYRYivNzbI.jpg</image:loc>
      <image:title>Hansen Li - Loan Officer &amp; Real Estate Agent (Copy) - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/general-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-05-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1652296510520-7FQWCCQF4PVGLQ0CYUNQ/unsplash-image-tvc5imO5pXk.jpg</image:loc>
      <image:title>Life Insurance - You want to be ready for the unexpected</image:title>
      <image:caption>What if life tossed an unexpected challenge your way? What if you needed funds to care for an aging loved one? Or you need to make an immediate investment into your business? Cash value life insurance provides you the potential to access cash when you need it most. When the unexpected happens, life insurance can help you be ready.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1652296649881-S939D8Q42I3X5T1K62VS/unsplash-image-6c4Uhhe68yQ.jpg</image:loc>
      <image:title>Life Insurance - You want to know your loved ones are protected</image:title>
      <image:caption>Losing a loved one is never easy. It can significantly impact your family in many ways, including financially. Protect your family's financial well-being with life insurance, which can pay a death benefit to help replace a lifetime of your loved one's lost earning potential. Protect the ones you love. Life insurance can help.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1652296612658-GWEIT8ENA8YA16EFQZW7/unsplash-image-LEgwEaBVGMo.jpg</image:loc>
      <image:title>Life Insurance - You want to live life your way, every day</image:title>
      <image:caption>Tax liabilities can chip away at your retirement income and put your future plans in jeopardy. You know there are many adventures ahead and you want to be sure you can afford to always live life your way. Life insurance has the potential to not only help you protect what you have, but grow it.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/auto-insurance</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-05-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1652140987044-0JR6587DTRZWVZLJGJWD/unsplash-image-6ZV59AlfWnc.jpg</image:loc>
      <image:title>Auto Insurance - Are you paying too much for car Insurance?</image:title>
      <image:caption>Is your Insurance Company raising your rate because of your DUI, tickets or accidents? Or because you have young drivers in your household? Do you have a suspended license? Do you have an international license? We can help you with lowest rates. WE can insure ANYONE! We work with 78 companies and we have a market for every car and every driver. Call us and find out for yourself.</image:caption>
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  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/commercial-insurance</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-05-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1652304535921-KN9V7GFUZWY4G3JKWE7S/unsplash-image-KE0nC8-58MQ.jpg</image:loc>
      <image:title>Commercial Insurance - PROTECTION FOR YOUR BUSINESS ITSELF</image:title>
      <image:caption>Every day you work hard to ensure that your business stays up and running. From serving your customers and offering your products and services to providing your employees with jobs, your business is a powerhouse of activity. That is why it is important to make sure your commercial property is protected because accidents do happen, and the last thing you want to experience as a business owner is being out of commission and under the wrong policy.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/homeowner-insurance</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-05-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1652296973900-FKKGCJ0ZK134ONV5H6QF/unsplash-image-YqFz7UMm8qE.jpg</image:loc>
      <image:title>Homeowner Insurance - We’ve Got Your Home Insurance Needs Covered</image:title>
      <image:caption>Your house is important. It’s your family headquarters, your sanctuary, and the hub of all activity. But there’s only so much you can do to protect it – which is where we come in. A home insurance policy ensures that your most valuable investment, as well as your personal possessions, is protected.</image:caption>
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  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/blog</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-02-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1653420738537-4UFVQL7ZFS7PSTJ7S5BT/unsplash-image-lVFoIi3SJq8.jpg</image:loc>
      <image:title>Blog - 贷款利率最新动态</image:title>
      <image:caption>Post date: 05/23/22 上周贷款利率略有下降，但对于许多潜在买家来说，购房仍然很困难。根据房地美的数据，截至 5 月 19 日的一周，30 年期固定利率抵押贷款的平均利率为 5.25%，低于前一周的 5.30%。与去年同期相比，它仍远高于 3% 的平均水平。  人们认为，经济不确定性正在导致贷款利率波动。因此，购买需求正在减弱，房屋建筑商的情绪已降至近两年来的最低水平。建筑商也在应对不断上涨的成本，这意味着这种态势可能会持续下去。  由于利率上升，自去年以来，购房者的购房融资成本显著上升。根据来自 2021 年 5 月的数据，一位买家以 30 万美元的 30 年期固定利率抵押贷款支付了其购买价格的 80%，其平均利率为 3%，每月支付本金和利息的抵押贷款为 1,267 美元。房地美。  如今，拥有相同贷款且平均利率为 5.25% 的房主每月将支付 1,660 美元的本金和利息。根据房地美的数据，每月增加 393 美元或每年增加 4,716 美元，在贷款期限内增加 141,480 美元。对于许多人来说，每月额外的 400 美元是决定是购买房屋并建立资产还是继续租房之间的区别。  只要美联储仍在努力遏制通胀，抵押贷款利率就可能保持在这些水平或走高。美联储主席杰罗姆鲍威尔曾表示，央行将继续加息，直到实现健康物价的目标。  抵押贷款利率倾向于跟踪 10 年期美国国债，但也间接受到美联储对通胀采取的行动的影响。本周 10 年期国债收益率上下波动，投资者在一系列具有挑战性的经济数据中寻求稳定。</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1652295640119-Y7I0RB38LY7PVP4ANP21/unsplash-image-XrIfY_4cK1w.jpg</image:loc>
      <image:title>Blog - 随着市场对美联储的反应，美国抵押贷款利率再次飙升</image:title>
      <image:caption>Post date: 05/09/2022 在截至 5 月 5 日的一周中，抵押贷款利率在九周内第八次上涨。30 年期固定利率上升 17 个基点至 5.27%。30 年期固定利率在前一周下跌了一个基点。与去年同期相比，30 年期固定利率上升了 231 个基点。自 2018 年 11 月的上一个峰值 4.94% 以来，30 年期固定利率上涨了 33 个基点。 本周经济数据私营部门采购经理人指数和非农就业人数是本周前半周的关键数据。这些数字对美元不利，私营部门采购经理人指数令人失望。4 月，ISM 制造业 PMI 从 57.1 降至 55.4，非制造业 PMI 从 58.3 降至 57.1。 在周五的非农就业数据公布之前，劳动力市场数据也对美元不利。ADP 报告 4 月非农就业人数增加 24.7 万，低于预期，3 月增加 47.9 万。尽管统计数据令人感兴趣，但美联储货币政策决定和前瞻性指引是本周的主要推动力。周三，美联储宣布加息 50 个基点，符合预期。美联储主席鲍威尔还希望通过确保不会加息 75 个基点来安抚市场。 Freddie Mac 利率 - 截至 2022 年 5 月 3 日，新抵押贷款的每周平均利率由 Freddie Mac 引用为： 本周 30 年期固定利率上涨 17 个基点至 5.27%。去年这个时候，利率为 2.96%。平均费用从 0.8 点增加到 0.9 点。 根据房地美的数据，随着 5 月第一周恢复上涨趋势，抵押贷款利率达到 2009 年以来的最高水平。房价将继续增长，尽管由于负担能力和通胀压力，增长速度预计将放缓。</image:caption>
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  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/commercial</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-06-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1655144242050-HYKM75X005IOO8CATDY3/unsplash-image-9JJEXEnfEVE.jpg</image:loc>
      <image:title>Commercial - Mixed use property</image:title>
      <image:caption>Real estate investors use mixed-use loans to finance buildings that are used for a combined purpose. Mixed-use buildings are zoned for multiple uses, including residential, commercial, industrial, or institutional. Mixed-use loans can be short-term or long-term, with terms ranging between six months and 30 years.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1655232173418-3B05TG8GWFDB5XMAQ63X/unsplash-image-yIIFNiEKkYI.jpg</image:loc>
      <image:title>Commercial - SBA Loan</image:title>
      <image:caption>The U.S. Small Business Administration helps small businesses get funding by setting guidelines for loans and reducing lender risk. These SBA-backed loans make it easier for small businesses to get the funding they need.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/commercial-property</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-06-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1654812262198-19BJ5J1YC7JJ9015OWGM/unsplash-image-mx4mSkK9zeo.jpg</image:loc>
      <image:title>Commercial Property - Key Takeaways</image:title>
      <image:caption>Commercial real estate refers to properties used specifically for business or income-generating purposes. The four main classes of commercial real estate include office space, industrial, multi-family rentals, and retail. Commercial real estate provides rental income as well as the potential for some capital appreciation for investors. Investing in commercial real estate usually requires more sophistication and larger amounts of capital from investors than does residential real estate. Publicly traded real estate investment trusts (REITs) are a feasible way for individuals to indirectly invest in commercial real estate.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1654810288886-254C6QZFQVYEBBJPGOBL/unsplash-image-4RlEz0Sc2Bg.jpg</image:loc>
      <image:title>Commercial Property - What Is Commercial Real Estate (CRE)?</image:title>
      <image:caption>The simplest way to define commercial real estate is a property that has the potential to generate profit through capital gain or rental income. Commercial property can be anything from an office building to a residential duplex, or even a restaurant or warehouse. If you can make money from leasing it out or holding it and reselling it, it’s a commercial property.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/property-management</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-11-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1669280599563-1SLVU542FKXY00T6122D/unsplash-image-r3WAWU5Fi5Q.jpg</image:loc>
      <image:title>Property Management - Leasing Only Service</image:title>
      <image:caption>Cost: Initial placement: 80% of monthly rent Renewal: $250 flat fee Service provided: Rent Analysis Assist in Getting Property Ready Take Property Photos / Virtual Tours Listing &amp; Marketing Show Interested Applicants Process Applications Background check Verify income Prepare &amp; sign lease with approved tenants</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61d7edf6f1e33b60643d92ef/1669280846672-LVSK0M2TDN2S6ZVARKSO/unsplash-image-OXmym9cuaEY.jpg</image:loc>
      <image:title>Property Management - Full Service Management</image:title>
      <image:caption>Cost: 6% of monthly rent Service provided: Collecting Rent Maintenance scheduling Inspections scheduling Move in/Move out procedures Property Turnover Prep Tenants Online portal - tenants can pay online Tenants can also report repairs/maintenance issues online Owners Online portal - owners can receive direct deposits for payouts</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/home-valuation</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-02-04</lastmod>
  </url>
  <url>
    <loc>https://www.hansenlirealestate.com/privacy-policy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-04-22</lastmod>
  </url>
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